Inadequate Digital Wallet Access for NRIs
NoRI Services Simplifies Payments in Andhra Pradesh
Why Inadequate Digital Wallet Access Is a Challenge for NRIs
NoRI Services, based in Amaravati, Andhra Pradesh, understands the difficulties NRIs face with inadequate digital wallet access when managing properties. Having supported by NRIs across 20+ cities, we’ve seen how these barriers complicate payments.
Popular digital wallets like Paytm, PhonePe, and Google Pay require Indian mobile numbers and bank accounts, which NRIs often lack. NoRI Services provides a hassle-free solution, managing payments on your behalf in Andhra Pradesh.
Key Challenges NRIs Face
Inadequate Digital Wallet Access
Indian digital wallets like Paytm, PhonePe, and Google Pay require an Indian mobile number and linked bank account for registration and KYC, often involving Aadhaar verification. NRI-focused wallets like Cheq have limitations, such as high loading fees (2.95%) and no P2P transfers for small vendors .
KYC Requirements
Paytm and PhonePe require Aadhaar-linked KYC, which NRIs may not have updated or linked to an active Indian number.
Limited Wallet Functionality
Cheq doesn’t support P2P transfers for small vendors like auto-rickshaw drivers limiting its utility for NRIs.
High Fees
Cheq charges a 2.95% loading fee , making it less cost-effective than using a foreign card directly for payments.
Dependency on Intermediaries
NRIs must rely on intermediaries for cash payments, risking mismanagement or delays in bill settlements.
Case Study: Maintenance Fee Issue in Guntur
Mr.Suresh, an NRI in the UK, couldn’t use Paytm to pay a ₹3,000 maintenance fee for his apartment in Guntur due to KYC issues with his inactive Indian number. A wire transfer cost him an extra ₹500 in fees. NoRI Services stepped in, paid the fee locally, and set up a system for future payments without digital wallet hassles.
How NoRI Services Solves These Challenges
Local Payment Handling
We handle payments for your properties, bypassing the need for digital wallets.
Cost-Effective Approach
Our team ensures bills are paid on time, avoiding service disruptions or late fees
Reduced Dependency
We eliminate the need for intermediaries, ensuring reliable and timely payments.
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