Limited Access to Indian Payment Gateways for NRIs
NoRI Services Simplifies Payments in Andhra Pradesh
Why Limited Access to Indian Payment Gateways Is a Challenge for NRIs
NoRI Services, based in Amaravati , Andhra Pradesh, recognizes the difficulties NRIs face with limited access to Indian payment gateways when managing properties. Having supported by NRIs across 20+ cities, we’ve seen how these restrictions lead to payment delays and penalties.
From rejected foreign cards to UPI limitations, NRIs struggle to pay bills and taxes directly, often relying on intermediaries. NoRI Services offers seamless payment solutions, ensuring timely payments and reducing dependency on third parties in Andhra Pradesh.
Key Challenges NRIs Face
Limited Access to Indian Payment Gateways
Most Indian online portals, like municipal websites or utility providers like APCPDCL, only accept Indian-issued cards, bank accounts, or UPI. UPI requires an Indian mobile number linked to an Indian bank account, which NRIs often don’t have. Foreign cards are frequently rejected due to 3D Secure authentication needing an Indian-registered number for OTP.
Foreign Card Rejections
A U.S.-issued Visa card might be rejected on the GVMC portal for property tax payments leaving NRIs unable to pay directly.
UPI Restrictions
UPI, widely used, requires an Indian mobile number and bank account, inaccessible to NRIs without local accounts.
Dependency on Intermediaries
NRIs must rely on relatives or managers , risking mismanagement or delays in paying utility bills, adding costs and stress.
Payment Delays and Penalties
Delayed electricity bill payments can lead to late fees of ₹500–₹1,000 or service disruptions like water cutoffs.
Case Study: Payment Failure in Guntur
Mrs Priya, an NRI in the UAE, tried to pay property tax for her house in Guntur using a foreign card, but the transaction failed due to OTP issues. She relied on a relative, who delayed the payment, incurring a ₹1,000 late fee. NoRI Services took over, paid on time, and set up a system for direct payments, saving Priya from further penalties.
How NoRI Services Solves This Challenge
Local Payment Handling
We manage payments for your properties in Andhra Pradesh using Indian accounts, ensuring seamless transactions.
Timely Bill Payments
NoRI Services team ensures bills are paid on time, avoiding late fees or service disruptions.
Reduced Dependency
We eliminate the need for intermediaries, reducing risks and costs for you.