OTP/2FA Requirements Linked to Indian Numbers for NRIs
NoRI Services Simplifies Access in Andhra Pradesh
Why OTP/2FA Requirements Are a Challenge for NRIs
NoRI Services, based in Amaravati, Andhra Pradesh, understands the difficulties NRIs face with OTP/2FA requirements linked to Indian mobile numbers when managing properties. Having supported by NRIs across 20+ cities, we’ve seen how these barriers disrupt essential payments.
Without an active Indian SIM, NRIs can’t receive OTPs, leading to failed transactions and missed deadlines. NoRI Services provides local support to ensure you can manage payments without the hassle of maintaining an Indian number in Andhra Pradesh.
Key Challenges NRIs Face
OTP/2FA Requirements Linked to Indian Numbers
Indian portals for utility payments (e.g., APCPDCL), property taxes , mobile/DTH recharges (e.g., Airtel), and bank transactions (e.g., SBI NRO accounts) require OTPs sent to Indian mobile numbers for 2FA. TRAI rules deactivate Indian SIMs after 90 days of inactivity, leaving NRIs unable to receive OTPs.
Inactive Indian SIMs
An NRI in Canada might have their Indian SIM deactivated after a year, blocking OTPs for property tax payments.
Expensive Alternatives
International roaming costs ₹500/month, and eSIMs aren’t widely supported, making OTP access costly and impractical.
Failed Transactions
Without OTPs, utility payments fail, disrupting services like electricity or water for properties.
Penalties for Missed Deadlines
Missing property tax deadlines incurs a 2% monthly penalty, leading to notices and additional costs.
Case Study: Missed Deadline in Rajahmundry
Mr. Prasanth, an NRI in Canada, couldn’t receive an OTP to pay property tax in Rajahmundry due to her deactivated Indian SIM. She missed the deadline, incurring a ₹2,000 penalty and a notice from the municipal corporation. NoRI Services handled the payment locally, resolved the issue, and set up a system to avoid future delays.
How NoRI Services Solves This Challenge
Local OTP Management
We handle OTPs for your payments using local numbers, ensuring seamless transactions.
Timely Payments
NoRI Services team ensures bills and taxes are paid on time, avoiding penalties or notices.
Hassle-Free Process
We eliminate the need for an Indian SIM, simplifying your property management.